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Showing posts from September, 2023

How do I apply online for an instant personal loan?

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In today’s fast-paced world emergencies can arise anytime. This is when an instant personal loan can be helpful. You can get funds easily without any hassle. Get Instant Personal Loan are unsecured loans that require minimal documentation and come with quick approval and almost immediate disbursal. In some cases, instant personal loans are disbursed almost instantly. Here we will talk in detail about instant personal loans. Features of Instant Personal Loan ●        These are essentially pre-approved loans from lenders. ●        Processing time is minimal with minimum documentation and a completely digital process ●        Instant personal loans are a quick and convenient way. Loans are disbursed within 24 hours. ●        Usually, consumers who have a healthy credit profile along with a stable income. ●        Consumers looking for an instant personal loan should check for pre-approved offers from the bank, where they have their salary/savings account, from their lender ●        Insta

Swipe vs. Borrow: Why a Personal Loan Might Be Better

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 No matter how well prepared you are, emergencies can arise any time or there may be situations where you run out of funds while fulfilling your dreams. In these situations, most people consider personal loans or credit cards depending on your financial requirements. It's possible that many people are unsure of the best choice.  Personal loans are suitable for high-end spending while credit cards are perfect for short-term and small expenses. The choice will depend on your needs or emergency situation as well as how long you would be able to repay it. Personal Loan Vs. Credit Card Here we have explained in detail about personal loans and credit cards. Features Credit Cards Personal Loan Application You can either apply for one in person or online at a credit card provider.   You can apply for personal loans online or at banks and other financial organisations. Purpose Is generally used

How Can We Get a Personal Loan at 15k Salary?

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 Securing an Instant personal loan for salaried can be a significant financial milestone, but many people might have this question, How can we obtain a personal loan with a monthly income of just 15,000? While a lower salary can have certain challenges in the loan application process, it is by no means an obstacle in the loan journey. Here, we will explore strategies and tips that can help individuals earning 15,000 or less per month navigate the complexities of personal loan approval. From understanding eligibility criteria to enhancing your financial profile, we will provide valuable insights to assist you in your quest for a personal loan tailored to your needs and situations. Features of Personal Loan With 15K Salary Small Cash Loans Small cash loans between Rs. 50,000 to 5 Lakh can be easily approved via LoanTap. You can get a loan even if you have a low salary. Collateral Free Instant personal loans do not require a guarantor or an asset against the loan. As the loan a

Which Documents Are Required For Personal Loan upto 5 Lakh

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 What would you do if you found out that you have an urgent need of Rs. 5 Lakh and have a very limited time to gather the amount? Don’t fret, Instant Loan upto 5 Lakh is the most feasible option. Getting a personal loan is hassle-free and requires minimum documentation. Personal Loan provides borrowers with quick cash without any restriction on how to utilise the funds, giving them complete freedom in times of emergency. A personal loan comes to the rescue in challenging financial situations when you don’t have enough savings to meet your financial requirements.  Eligibility Criteria for Instant Loan Upto 5 Lakh Applicant age At the time of loan application, the applicant's age must be between 21 and 58 years, which is the maximum age allowed at the time of loan maturity. Work experience The candidate must have at least 2 year's worth of work experience, with at least two months of consistency with the current employer. Income The candidate must earn at least Rs. 30,000 in net

What is The Interest Rate on a Personal Loan

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 You can fulfil your aspirations and your urgent needs with a personal loan. With LoanTap personal loan you can fulfil all your dreams and pay for your emergencies.  Our Personal Loan makes life simpler whether it's for unexpected events like medical emergencies, surgeries, or for planned events like weddings, vacations, or home renovations. It is the best credit option for you because we guarantee a quick and hassle-free process to get funds through a smooth online application process. Personal Loan Interest Charges LoanTap offers a loan with attractive personal loan interest rates which can be personalised according to your requirements. There are no hidden charges. Personal Loan Interest Rates 12% onwards Processing Fees Upto 2 % of the loan amount plus applicable taxes Loan Amount Rs. 50,000 to 10 Lakh Stamp Duty 0.1% of the loan amount Loan Prepayment Fees

How to Apply For a 1 Lakh Personal Loan

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  Are you in need of emergency funds but do not prefer borrowing from friends and family? With LoanTap you can get 1 lakh loan hassle-free. You can get a loan to meet your urgent financial needs. Whether you want your funds for a grand wedding, lavish holidays or you have any medical emergency personal loan can fulfil your financial needs. It is a collateral-free loan that you can get on easy EMIs. Rs.1 Lakh Personal Loan Interest Rates and Charges LoanTap offers a loan with attractive interest rates which can be personalised according to your requirements. There are no hidden charges. Personal Loan Interest Rates 12% onwards Processing Fees Upto 2 % of loan amount plus applicable taxes Loan Amount Rs. 50,000 to 10 Lakh Stamp Duty 0.1% of the loan amount Loan Prepayment Fees 4% + GST if foreclosed within 180 days from the date of disbursement post cooling-o